.banner {  
	font-family: Arial, Helvetica, sans-serif; 
	font-size: 18px; 
	font-weight: bold; 
	color: #000066
}
.text {
	font-family: "Times New Roman", Times, serif;
   font-size: 12pt;
   color: #0000CC}
.side-nav {
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #CCCCCC;
	background-color: #000066;
	font-size: 10pt;
	text-decoration: none;
	}
.footer {
  font-family: Arial, Helvetica, sans-serif;
   font-size: 10px; color: #333333;
    text-decoration: none
	}
h1,h2,h3,h4,h5 {
	font-family: Arial, Helvetica, sans-serif;
	margin-bottom: 0px;
}
h1 { 
	font-size: 16pt; 
	color: #000099}
h2 { 
	font-size: 12pt; 
	color: #000099}
h3 { 
	font-size: 12pt; 
	color: #000099}
h4 { 
	font-size: 10pt; 
	color: #000099}
h5 { 
	font-size: 10pt; 
	color: #000099}
body {
	background-color: #FFFFFF;
}